When It's Not Insurers' 'Fault,' but It Is Their Responsibility | Detroit Auto No-Fault Attorney
Michigan motor vehicles are subject to the state's "no-fault" insurance law.
For an accident victim, "no-fault" means that a large portion of any claim may be the responsibility of his or her own auto insurer. Specifically, this first-party insurer is obligated to pay most so-called economic damages, which cover most lost wages, property damages, medical bills, and ongoing medical care.
In most cases, the insurer of the motorist who hit you, known as a third-party insurer, is only required to pay victims for so-called noneconomic damages. These damages can include pain and suffering, physical disability, disfigurement, scarring, and death.
Oliver Law Firm, in Livonia, Michigan, represents clients who have been injured in motor vehicle crashes. Through litigation and negotiations with both first- and third-party insurers, our clients recover the compensation they need to cover all of their injuries and damages, whether those damages are considered "economic" or "noneconomic."
For more information, contact us online or by calling 248-477-1900 or 866-421-5425 toll free.
Compensation for Car Accident Injuries | Michigan No-Fault Insurance Attorney
Our lead lawyer, Kevin S. Oliver, has lengthy experience with Michigan no-fault insurance law and in helping injured parties collect damages for their mild, moderate and catastrophic injuries, including:
- Medical expenses
- Rehabilitation
- Vocational training
- Lost wages (for up to three years following the injury)
- Mileage for transportation to and from medical appointments
- Home modifications or relocation costs related to injuries
- Burial/funeral expenses
When applicable, attorney Oliver assists clients to qualify for "attendant care benefits" to pay for medical and personal care by an at-home or visiting nurse, by a relative, friend, or spouse.
He may also help qualifying clients to receive "replacement service benefits" for costs relating to services they can no longer perform, such as:
- Housekeeping
- Cooking/meal preparation
- Lawn and garden maintenance
- Car maintenance
- Child care
Don't Trust the First Offer | Retain Kevin Oliver for Injury Compensation
Following a crash, insurance companies may offer their victims settlement checks in exchange for releasing them from liability for damages. Although insurers may caution the checks are the best offers victims will receive, they often fall far short of victims' actual financial needs.
Why does this happen? Insurance companies are not in the business of paying money; they are in business of making it. That is why it is important for an accident victim to contact an experienced no-fault insurance attorney before accepting any offers.
Free Consultation for 'No-Fault' Injuries | Oliver Law Firm | 248-477-1900
Attorney Kevin S. Oliver evaluates each of his client's circumstances and with the help of medical experts, employment specialists and therapists, determines what the client's actual injury damages are and how much an insurer should pay.
Our law firm is familiar with the tactics insurers use to avoid paying accident victims the compensation they need. Our firm is experienced and assertive in how we use the law, evidence and legal action to ensure judgments, verdicts and settlements that benefit our clients.
For a free initial consultation to discuss your injuries and concerns, please call the Oliver Law Firm, in Livonia, Michigan, at 248-477-1900 or 866-421-5425 toll free. You may also contact us online.
